Your balance isn't the whole story.
Know what you can spend before payday. SpendSafe brings your bills, savings goals and everyday spending into one clearer plan—without connecting your bank.
Free full access during beta. Availability depends on your region and device.
Less guessing.
A clearer everyday plan.
See what is coming in, what needs to go out, and what you want to keep aside.
A clearer view of your everyday money.
SpendSafe
Payday-based personal budgeting app
SpendSafe helps you estimate what you can spend each day after accounting for income, bills, savings goals, and a reserve. Your results stay at the top, with a clear spending-risk gauge and a separate Payday calendar.
- A results-first home screen with daily allowance and spending-risk gauge
- Manual income, payday, bill, and spending entry
- A separate calendar for one-time and recurring pay and bills
- Budgeting data stored on your device; no app account, bank connection, or in-app ads
- Nine test languages plus System, Light, and Dark appearance options
Free full access during beta. Availability depends on your region and device.
Technology should
make life feel simpler.
Newgenix is being built around a straightforward idea: good software should help you do something useful without giving you more to manage.
A clear purpose.
Start with a real everyday question. Build the experience around answering it clearly, instead of adding features for their own sake.
You stay in control.
Our budgeting product direction centers on information you enter and can correct, without connecting a bank account.
Be clear about the details.
Explain what a product does, what it doesn’t do, and what is still being developed. Useful software starts with honest expectations.
From your numbers
to a clearer day.
The SpendSafe experience, in three simple steps.
The current open-test build includes this core flow. Calculations and wording will continue to be validated with testers.
Start with your situation.
Enter your available balance, payday schedule, and expected income manually. SpendSafe keeps the information understandable and in your control.
Make room for what matters.
Add bills, essentials, a savings goal, and a reserve. Recurring pay and bills can also appear on the separate Payday calendar.
Review. Adjust. Carry on.
Start from your results: daily allowance, money available now, and the spending-risk gauge. Open the input sections when you need to adjust your plan; use the separate Payday tab for your calendar.
A few things
worth knowing.
Straight answers about our first product and its current stage.
Questions can be sent to admin@newgenixapps.com. Please don’t send bank credentials or personal financial records.
Can I use SpendSafe today?
Yes—the free iPhone and Android betas are open in supported regions. Public release is still being prepared. Try the iPhone betaInstall Apple’s TestFlight app first for iPhone. On Android, join through the Google Play testing link. Pre-registration is a separate option for people waiting for public launch.
How do the 1,000 tester places work?
The public TestFlight group accepts up to 1,000 testers, subject to capacity and compatible devices. Opening a link does not reserve a place. We welcome honest feedback, not positive reviews or endorsements.
Will I need to connect my bank?
No. The agreed product direction uses manual entry and does not include bank connections or transaction imports. You should never provide bank or card login credentials to use the budgeting tool.
How much will it cost?
The beta is free and unrestricted. For public release, we’re planning a seven-day free trial, then optional US$2.99 monthly access or a US$20 lifetime purchase. Starting the trial alone will not charge you. A voluntary purchase during the trial starts billing immediately; monthly access renews until cancelled. Final local prices and terms will appear in your app store before purchase. These paid options are not live yet. After the seven-day trial, the basic spending estimate, spending entry and history stay free. Premium includes the calendar, payday reminders and expected-income projections. Your saved data is preserved.
What about the beta tester reward?
We’ve promised lifetime promotional access to beta testers after testing. The redemption and delivery process is still being prepared; codes are not available yet. Contact us if you tested and want to follow up. Honest feedback is welcome—no positive rating or review is required.
Is the preview a working calculator?
No. The homepage illustration uses sample data to show a design direction. It does not calculate a personal budget and is not a screenshot of a final released app.
Which devices and languages will be supported?
SpendSafe has Android test builds, and the iPhone TestFlight beta is now open. Compatibility and availability depend on the platform. The test build includes English, Arabic, Spanish, French, German, Portuguese, Turkish, Urdu, and Simplified Chinese; native-speaker review is still needed. A browser/tablet preview is in development and is not a public web release.
How can I get help or follow progress?
Check the release information, follow Newgenix on Facebook, or email admin@newgenixapps.com. Please do not post personal financial information on social media. We are not collecting financial information or newsletter sign-ups here.
Help shape a
clearer payday.
Join up to 1,000 public-link testers helping shape SpendSafe for iPhone. Get full access free during the beta, explore your daily spending estimate and separate Payday calendar, and help us improve the app with honest feedback.
Explore the results-first home screen and Payday calendar. No bank connection. No in-app ads. This is a beta: please report confusing screens or display issues through TestFlight.